Quoting Dr. Mike Horton, co-host of The White Horse Inn, on his October 26, 2009 appearance on Issues, Etc.:
Every one of us is going to have to give an account of our lives. We are going to be judged by works. Now the question is, whether we are going to cling to Christ and His works, or whether we are going to say “You know, I’m going to be my own lawyer here. I’m going to argue in my own defense. I’m gonna go ahead and wear those filthy rags to the courtroom.” The news on judgment day has already been delivered to those who have faith in Christ - we’ve already heard the verdict. Not only that we’re not guilty, but that we are perfectly holy, righteous, and acceptable in God’s sight because Jesus Christ’s righteousness is imputed to us. There is therefore now, no condemnation, for those who are in Christ Jesus.
photo credit: jpc101